Medical

At National University, we offer three medical plan options through Blue Shield: HDHP, EPO, and PPO. All plans share the same in-network provider network. Explore the plans below to find the one that best meets the needs of you and your family.


Blue Shield Plans


HIGH DEDUCTIBLE HEALTH PLAN (HDHP) - In & Out of Network

The High Deductible Health Plan (HDHP) is designed to provide the benefits of a PPO plan, plus an option to enjoy the added value of a tax advantaged Health Savings Account (HSA).


A HDHP and HSA work together to provide you with the medical coverage you need and an account to help pay for what the plan does not cover. You can make pre-tax contributions into your HSA account, and the University will also make contributions into your account based on your enrollment tier. Your unused balance accumulates year after year. Learn more about the HSA by visiting the FSA & HSA page.

 

Health Savings Account (HSA) Employer Contributions:

Employee Only Plan: $1,500/year ($62.50 semimonthly)

Employee + Spouse: $2,500/year ($104.17 semimonthly)

Employee + Child(ren): $2,500/year ($104.17 semimonthly)

Employee + Family: $3,000/year ($125.00 semimonthly)


EXCLUSIVE PROVIDER ORGANIZATION (EPO) - In Network only

The Exclusive Provider Organization (EPO) plan gives you the freedom to see any Network Physician or healthcare professional, including specialists, without a referral or needing to designate a Primary Care Physician.


Much like an HMO plan, the EPO plan does not allow for “out-of-network” charges; it is the members’ responsibility to be aware of the plan network and from whom they receive care.




PREFERRED PROVIDER ORGANIZATION (PPO) - In & Out of Network

The Preferred Provider Organization (PPO) plan gives you the freedom to see any Network Physician or healthcare professional, including specialists, without a referral. With the PPO plan, you can seek care with an In-Network or Non Network Provider. You will receive the highest level of benefits when you seek care from a Network Provider.


Care received from a Non-Network physician, healthcare professional or facility means higher out-of-pocket cost. If you choose to seek care outside of the Network, the reimbursements to providers have not been pre-negotiated and you will be responsible for any fees greater than the usual and customary rate for the service.



Accessing Your Blue Shield Member ID Card

Your Blue Shield insurance card will be mailed to you within 10 business days after your benefit enrollment is approved in Workday. If you do not receive your card, follow these steps:

  1. Call Blue Shield at 855-599-2650 (Group Number: W0051587) to request your subscriber ID.
  2. Register online at www.blueshieldca.com to access and manage your plan information.



ID Card FAQs

Find a Blue Shield Provider


Having a Primary Care Physician (PCP) ensures consistency and efficiency in your healthcare. Finding a PCP that meets your needs and accepts your insurance is key to managing your care.


Why Establish a PCP


California

To find a provider in CA, go to the Blue Shield Website or call Blue Shield at 855.599.2650


Outside of California

To find a provider outside of CA in the United States:

  1. Go to provider.bcbs.com
  2. At the "Choose a plan" prompt, enter AAA
  3. Enter your location
  4. Enter the name or type of doctor/facility, then click the Search icon


You may also call 1.800.810.BLUE to search for PPO providers outside of CA and within the United States

Wellvolution

Wellvolution offers Blue Shield of California members top-rated programs to help you build a healthier lifestyle and a healthy you. Key features include:

Personalized Tools

Programs and support customized for you and available anytime, on-demand


Clinically Proven

Leading health programs, vetted by our experts, that work in the real world


No Extra Cost

All offered at no additional cost to qualifying Blue Shield members


TELADOC

24/7 Virtual Care


As a Blue Shield member, you can access to Teladoc for non-emergency care anytime, anywhere. Connect with U.S. board-certified doctors via phone or online video consultations in minutes (1 hour or less response time) or make an appointment in advance.


Set up your Teladoc account so it’s ready when you need it:

  • Website:  www.teladoc.com/bsc  
  • Mobile App: Open Blue Shield App > Select Get Care > Select Teladoc
  • Phone:  1-800-Teladoc (835-2362)


Teladoc Flyers

Blue Shield Documents & Resources

Legal Disclosure: Blue Shield of California Machine Readable Files – Transparency in Coverage


The Machine-Readable Files (MRF) provision of the Transparency in Coverage Final Rule (TCFR) requires health plans to disclose negotiated provider rates. These files are collections of data read by machines, and are not intended for member use.


MRF information and links


Have Questions?


For general benefit inquiries, contact AskHR@nu.edu.

For questions regarding which benefit plan is best for you, contact brcca@usi.com.